Why is my FICO score higher than my credit score?

  1. What is the difference between a FICO score and a credit score?
  2. Is FICO score higher than TransUnion?
  3. Why is my FICO score higher than my credit score?

What is the difference between a FICO score and a credit score?

What is the difference between credit scores from Equifax and credit scores from FICO … The Equifax credit score model uses a numerical range between 280 and 850, and FICO score models use a range between 300 and 850. In both cases, higher credit scores indicate lower credit risk.

Is FICO score higher than TransUnion?

For example, the VantageScore credit score is based on a scale from 500 to 990 – whereas FICO is based on a scale from 300 to 850….TransUnion® Credit Monitoring.Bureaus Checked3 BureausReputation Score8.5 102 more rows•Aug 23, 2019

Why is my FICO score higher than my credit score?

When it comes to FICO Scores versus other credit scores, the answer is “quite a lot.” FICO Scores are used by 90% of top lenders to make decisions about credit approvals, terms, and interest rates. … FICO Scores use unique algorithms to calculate your credit risk based on the information contained in your credit reports.